Unlock Fast Business Loans – Even with Bad Credit, Low Doc & Non Bank Lenders
We specialise in non-bank business loans, equity-backed lending, and bad credit business finance. That means real solutions, fast approvals, and funding that works for you — not the banks.
How It Works
1. Apply Online in just a couple of minutes
Our simple online form takes less than 2 minutes to complete — no credit check required. Just tell us a bit about your business, your funding needs, and any property details if you're using equity.
2. Receive a conditional loan offer quickly
Once we’ve reviewed your details, you’ll receive a personalised loan offer — often within the hour — including clear terms, rates, and any associated fees.
3. Review and accept your tailored offer
We’ll walk you through the documents, explain anything you’re unsure about, and make signing easy with a secure digital process.
4. Access your funds fast
Once everything’s approved and signed, the funds are typically deposited into your account within 24 to 48 hours — ready to support your next business move.
Flexible Loan Terms That Suit
Our parners offer loan terms starting from 1 month extending up to 12 months or more — giving you the freedom to choose what works best for your cash flow. Plus, you can capitalise the interest for up to 3 months, meaning you won’t need to make any repayments during that period. It’s a stress-free way to access funding without the immediate pressure of repay
Take The Next Step
If you’re ready to grow, solve a cash flow problem, or just want to explore your options — we’re ready to help. Whether you’ve got equity to unlock or credit issues to overcome, we have the network and the experience to get you funded.
âś… Fast funding
âś… No bank barriers
âś… Bad credit considered
âś… Equity-backed solutions
âś… Real people, real answers
What We Offer
🏠Mortgage Equity Business Loans
If you own property — whether residential, commercial or rural — we can help you unlock that equity to fund your business. We offer first and second mortgages, caveat loans, and bridging finance from $50,000 up to $30 million. These loans are perfect for business owners who need quick, short-term access to cash without jumping through bank hoops.
🏦 Non-Bank Business Loans
We work with a panel of private and non-bank lenders who understand small business. These lenders move fast, don’t require full-doc applications, and focus on the strength of your business and your asset position — not outdated credit policies.
🏦 Bad Credit Business Loans
Been knocked back due to defaults, judgments, or low credit scores? Don’t worry — we’ve helped hundreds of businesses with adverse credit histories access the funds they need. Our lenders assess your overall position, not just your credit file. If you’ve got equity or regular business income, we can often help — even if you’ve been turned down elsewhere.
Talk To The Team
Got a question? Want to speak with us to discuss your unique needs?
Email contact@loansguideaustralia.com.au
At Loans Guide Australia, we use lightning fast, secure AI software to match you to the best loan provider for your Financial needs. You can navigate your financial journey with peace of mind, knowing we're with you every step of the way
At Loans Guide Australia, we're dedicated to helping Australians find the right financial partners. While we aim to guide you, it's important to understand that we don't offer credit or bespoke financial advice. Our suggestions are general, so always consider your unique financial needs. We don't act as a direct credit provider, and our mentions of credit products are informational, not endorsements. Before making any commitments, please familiarize yourself with the Product Disclosure Statement (PDS) and Target Market Determination (TMD). For detailed information on PDS and TMD, kindly contact the product provider. And while we simplify the online application experience, we don't directly issue loans. We are a loan referer. Please note that the time frame for loan settlements can vary and not every application will be successful.